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LTV Prediction for Financial Institutions

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LTV Prediction for Financial Institutions

This project develops a predictive tool for assessing loan-to-value (LTV) ratios, a critical financial metric used by banks to evaluate lending risks associated with mortgages.

With high LTV ratios typically indicating higher-risk loans, the project aimed to create a sophisticated model that can accurately compute LTV ratios based on behavioral machine learning techniques, thereby aiding financial institutions in managing credit risk effectively

  • Data Analysis and ML Development: Jupyter Notebook, Google Colab, Visual Studio Code

  • Libraries: Pandas, Numpy, Matplotlib, Seaborn, Scikit-Learn, PyCaret

  • API Development and Deployment: FastAPI, Uvicorn, Codecs

Live project